Let’s predict what mortgage interest rates will do

Let's Predict What Mortgage Interest Rates Will Do. Fannie Mae expects mortgage rates to average...

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6.8% in Q3 2024

6.7% in Q4 2024

6.6% in Q1 2025

6.5% in Q2 2025

6.4% in Q3 2025

6.3% in Q4 2025

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Of course predictions are not guarantees.

And Fannie Mae could be wrong.

But they acquire mortgage loans made by lenders and then issue guaranteed mortgage-backed securities (MBS) backed by those loans that attract investors. So they are motivated to watch trends very very closely.

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